Cost | Tuition, Financial Aid, Scholarships & Discounts

ABTU’s online tuition is substantially less than the tuition cost of many similar colleges and universities.

With a selection of Certificate, Associate’s Degree, Bachelor’s Degree, and Master’s Degree programs, all of our programs concentrate on in-demand fields, specifically sought out by the best employers.


The table below details the breakdown of all ABTU program levels.

Program Level Tuition per Credit Hour Credit Hours in Program Total Tuition Course Materials Fee (Per Course) Courses in Program Total Course Materials Fee Total Program Cost
Specialist Certificate $249 18 $4,482 $125 6 $750 $5,232
Technical Certificate $249 30 $7,470 $125 10 $1,250 $8,720
Associate of Applied Science (AAS) $249 60 $14,940 $125 20 $2,500 $17,440
Bachelor of Applied Science (BAS) $249 120 $29,880 $125 40 $5,000 $34,880
Master of Business Administration (MBA) $249 36 $8,964 $125 12 $1,500 $10,464

The course materials fee includes the cost of the textbook, applicable course software, proctoring fees, online library access fee, and any other fees specific to each course. ABTU does not charge any other mandatory fees, though fees for any optional items and services are listed below:

  • Challenge Exam Fee – $99

Financial Aid, Discounts & Scholarships

We know many of your questions about your education can be around funding and we are here to help. American Business & Technology University’s most popular funding sources are listed below with the contact information of the funding administrator best qualified to help you through the process at ABTU. Scroll down further for additional financial aid and scholarship information. Please speak with an admissions coordinator to learn more about other opportunities not listed here such as exclusive discounts and scholarships.

Ambassador Discount

The Ambassador Discount is a needs-based discount for students serving ABTU in some capacity such as helping with incoming students or filling some other role. This not part of the federal work-study program but is similar in nature.

College Test Drive Discount

ABTU understands the hesitancy that many adult learners have in adapting to online learning. The ABTU College Test-Drive was developed to allow students the ability to withdraw after their first course and receive a full refund if the student feels they are not suited for the live-online learning style of ABTU courses.
Questions? Visit with the Admissions Team at or 816-279-7000 or 1-800-804-1388, ext. 1200

Employer Tuition Reimbursement and ABTU’s Employer Matching Discount

Many corporations, organizations, associations, and unions invest in their employees by providing funds for educational purposes. Your employer or employment representative may pay a portion of your tuition if your training is related to your job duties. Typically employers require pre-approval from the human resources department before an employee enrolls, so please check your benefits. In the interest of supporting students interested in continuing to add to their credentials and minimize contributions to the national student loan debt ABTU will match the assistance provided by a student’s employer, in the form of a discount, up to $3,600 annually. To be eligible, students must provide proof of employment and eligibility for employer tuition assistance. You can discuss this option with your admissions coordinator during the application process. Click here if you are with a United Steelworker Institute for Career Development [ICD] Participating Company for more information specific to your group. If you work for another company, organization, association or union and want to explore tuition reimbursement partnerships with ABTU we would love to visit with you.
Questions? Contact Brooke Muff at or 816-279-7000 x 1701

Founder’s Scholarship

The ABTU Founder’s Scholarship is offered to a limited number of students annually and provides tuition assistance up to the full cost of tuition and course materials. This scholarship is awarded to students with unquestionable merit, a strong desire to earn a college degree, and who have demonstrated a need to avoid student debt. Potential candidates are identified during the enrollment process. Selected students will be required to submit a statement describing their circumstances and reason for the scholarship request.

Military GI Bill® / Forever G.I. Bill®

ABTU accepts all chapters of the GI Bill® and offers scholarships for U.S. veterans, active duty personnel and their dependents. In many cases veterans and active duty personnel will not need to pay out of pocket for their education. ABTU is committed to providing access to higher education that is affordable and convenient.
Questions? Contact Amber Atieh, School Certifying Official at or 816-350-9293

Military Active Duty Tuition Assistance and Discounts

ABTU is approved by all branches of the U.S. military for Active Duty Tuition Assistance. Contact your Educational Services Officer (ESO) to see if you qualify, then follow the procedure here: Army GoArmyEd-TA. or Air Force:  or Navy: Our School Certifying Official can guide you through the process regardless of your branch of service. ABTU also created a discount to honor active duty military members and their families. ABTU prides itself on being a top military friendly university and recognizes the needs of active duty military members. All active duty military service members do not pay course material and fees ($125) per course. ABTU requires proof of a Tuition Assistance voucher as proof of military service that shows active duty enlistment.
Questions? Contact Amber Atieh, School Certifying Official at or 816-350-9293

Military Spouse and Dependents Tuition Assistance and Discounts 

As an accredited university, we are proud to support our U.S. military families in their pursuit of higher education. As a military spouse or dependent, you know the importance of training and the role it plays in achieving your goals. ABTU has made furthering your education more convenient by offering you simple and transparent tuition that fits within your MyCAA scholarship, with zero out of pocket cost to you. Our training courses and degree programs are also conveniently available 100% online and flexible to your schedule. Spouses and dependents are limited to the following: wife, husband, or children/stepchildren of the service member. In addition all spouses and dependents of active duty military members do not pay course material and fees ($125) per course with proof of enlistment. This discount may be awarded to multiple dependents of the same service member.
Questions? Contact Amber Atieh, School Certifying Official at or 816-350-9293

State Funding

Students at ABTU that reside outside of the state of Missouri, do not qualify for Missouri state funding. Students that reside outside of the state are encouraged to contact their state to see if they qualify for any state grants.

Vocational Rehabilitation

Check with your local Vocational Rehabilitation office to see if you qualify for educational assistance. ABTU delivers live education directly to you within your home. You may qualify for tuition assistance along with Internet access and technology assistance if you are disabled. Ask your admissions coordinator for more information.
Questions? Contact Amber Atieh, School Certifying Official at or 816-350-9293

Work Investment Act

If you have recently been laid off, you may qualify for state and federal funds to assist in your re-training. This funding is state specific, check with your admissions representative to see if the state you live in qualifies. Also check with your local unemployment or Work Investment Act office to see if you qualify for these grants.
Questions? Contact Amber Atieh, School Certifying Official at or 816-350-9293

Wyeth Discount

A flat discount of $180 is available for anyone that has an Expected Family Contribution (EFC) of 1001 or higher with no other funding source is available. This discount may also be applicable for self-pay students.

Zero Interest Payment Plan

ABTU is committed to helping you graduate without a large amount of debt to repay. Our affordable and all-inclusive cost is just one of the ways we are able to help. You can also set up a zero interest payment plan with ABTU to avoid taking out loans and paying interest. This payment agreement is not credit based. Please ask your admissions coordinator for more information about this plan. Payments can be structured monthly, or course by course.
Questions? Contact Brooke Muff at or 816-279-7000 x 1701

Federal Student Financial Aid

Federal Pell Grants are available for qualified students at ABTU. Federal student aid, also referred to Financial aid or Title IV can be used to assist in paying for college. There are many steps that must be completed to determine if you qualify for Federal Student Aid, Pell Grants. Please refer to the list at the bottom of this page or contact our Financial Aid Administrator for more information.
Questions? Contact Brooke Muff at or 816-279-7000 x 1701

Federal Student Aid Eligibility:

ABTU’s Office of Financial Aid provides information and assistance regarding the many options a student may have to fund their education and training, including employer educational benefits, VA/GI Bill, institutional grants, scholarships and discounts, state funding, out of pocket payment plans, as well as Federal Pell Grants for those who qualify.  Students are strongly encouraged to explore their eligibility for various (non-student loan) funding sources, including the Federal Pell Grant by completing the FAFSA, as outlined below. Based on the fact that ABTU has affordable and accessible programs, where students do not need to move to a traditional campus and incur room and board charges, flexible attendance and online delivery, new students at ABTU should not experience the need to borrow funds for their education and training at ABTU.

We look forward to assisting you in the discovery of the many opportunities available to you that help you achieve your goals without burdensome federal student loan debt. Following are several helpful resources and links to guide you through the process.

Eligibility Requirements for Federal Financial Aid:

  • ✓ Not be concurrently enrolled in a secondary school.
  • ✓ Be a U.S. citizen or eligible non-citizen.
  • ✓ Have a high school diploma, GED, or equivalent.
  • ✓ Have a valid Social Security Number.
  • ✓ Not be in default with any student loans or have exceeded the maximum limits (check at
  • ✓ If male, registered with Selective Service (
  • ✓ Maintain Satisfactory Academic Progress.
  • ✓ Not have a conviction for the possession or sale of illegal drugs for an offense that occurred while you were receiving federal student aid.

2 Steps to Apply for Federal Student Aid Pell Grants:

  1. Complete the FAFSA and enter the school code 041187 by visiting You will need to create a new account if this is your first time using the FAFSA and save your PIN number in a safe place.
  2. Complete this form to notify the college that you have started your Financial Aid application.

Still have questions? Contact Brooke Muff at or 816-279-7000 x 1701 or use the live chat at the bottom of your screen to speak to an ABTU representative and schedule a call with a financial aid administrator.

Financial Aid Resource Links:

Helpful Videos About Financial Aid:

Click here for more information about Financial Aid Policies and Procedures at ABTU. 


Contact the Financial Aid Office


Phone: 816-279-7000, Extension: 1701

Toll-Free: 1-800-804-1388, Extension, 1700

Vice President for Financial Aid and Compliance: Dr. Michael Campbell,

Financial Aid Administrator: Brooke Muff,

School Certifying Official: Amber Atieh,

General Email:


What’s Next?

To request more information, inquire about start dates or financial aid, and speak to an Admissions Coordinator for any questions you might have, click one of the following links. Contact UsApply, or call us toll free at 1-800-804-1388 to speak to a representative.